Discover the difference with a Registered Investment Advisor. Who aligns your risk, return and peace of mind? Who corrals your financial relationships for you? Who challenges you, focuses you, inspires you?
RIA
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    The difference is independence.

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    The difference is commitment.

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    The difference is approach.

What’s an independent RIA and why might one be a good choice for you?  Learn more >

See how Registered Investment Advisors stand for you.

Read five key benefits of Registered Investment Advisors.

Read about a different kind of relationship.

Learn tips for choosing an advisor.

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What is an RIA?

A Registered Investment Advisor (RIA) is a professional advisory firm that offers personalized financial advice to its clients, many of whom are affluent.

  • Many independent RIAs work with complex portfolios and address unique needs that require a highly customized level of investment management strategy and consultation.
  • Many independent RIAs are owned by the individual advisors who run them.
  • Many independent RIAs provide advice and services for a fee based on a percentage of the client’s assets.
  • RIA firms are registered with the Securities and Exchange Commission or state securities regulators, are subject to the Investment Advisers Act of 1940, and have a fiduciary duty to act in the best interest of their clients.

Why might an independent RIA be a good choice for an investor?

  • Independent RIAs generally have affiliations with a variety of firms who assist with tax planning, estate planning, money management and more. These affiliations allow them to help their clients with complex financial needs.
  • An independent RIA’s affiliations generally make available a wide universe of products and services to them, so that an RIA can tailor solutions to an individual client’s goals.
  • Some independent RIAs’ compensation is directly related to growing their clients’ assets, which can benefit both the advisor and client alike.

State-registered RIAs may not file a Form ADV, and advisors who are exempt reporting firms only complete parts of Form ADV.